What is Payday Ora?
We are a reliable online loan matching service provider. We are a dedicated intermediary that understands what you are going through with and thus we work fast and help you to find a decent loan deal by the lender you trust with competitive rates and terms. We cannot make any credit decisions, as we are not a direct lender or loan provider.
Who all can apply?
As long as you are a citizen of USA, holds a valid healthy bank account, working on regular basis, earning fixed monthly income and also has legal age of 18 years or more you are eligible for accessing the services of paydayora.com.
What is your role in deciding rates and fees of the loan?
At paydayora.com we will not take any decision on rates and fees and other terms of the loan. We only work as a responsible intermediary and cannot make any credit decisions. All such decisions will be taken by lenders only. We will only inform you about loan charges, costs, benefits and risks involved with the and also about terms and conditions of various lenders. This information will help you to make better choices.
How to get started with Payday Ora?
It is a matter of few minutes to get started with us. A simple online form is what you need to fill in with the necessary details and submit it. The form will be processed with all renowned lenders connected with us and they will provide you quick response on your loan request in no time.
What are payday loans?
Payday loans are short term loans that have made for salaried class persons. Upon approval of these loans you are allowed to fetch quick financial support that ranges from $100 to $1,000. Funds will be automatically deducted from your bank account when your next month payday arrives in short duration of 2 to 4 weeks.
What payday loans are considered an expensive financial tool?
Since these loans are provided for short time period, lenders will charge them with higher rate of interest in order to reduce the risk. APR on these loans will be also high as due to short term financial nature of the loan interest rates are calculated as an annual charge. So make sure to pay them back on time.
What installment loans are all about?
Installment loans are special loans that have been especially designed for all those people who cannot afford to repay full loan amount at one go. These loans come up with a facility to make repayment in small easy installment. The installment amount and period will be fixed by the lender. Generally upon approval you can borrow funds maximum up to $1,500.
How to use money received with installment loans?
Lenders will provide you complete freedom on the way you want to use borrowed money. You are free to decide what all short term expenses you need to pay off be it unexpected medical bill, outstanding bank overdraft, unexpected medical bill, unpaid electricity bills or telephone bills or any other small miscellaneous expenses.
Please note that Payday Loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions
The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.
We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.